“Over time Hardy’s have offered us a structured approach with other options we may not have considered enabling us to manage and grow our investments. The continuity and personal service provided by Jeff has also been important to us. “

Jennifer and Robert McCartney

“We have been investing through Jeff Gouk and Hardy’s Financial for almost 30 years now and plan on continuing to do so. Initially, Jeff was recommended to me as a trustworthy financial adviser and I could certainly recommend him on that basis. Having been with Jeff so long we have been through both boom and bust yet our investments never seemed to suffer during low periods in the market to the same extent of market falls and always seemed well placed to increase during periods of recovery. As a result, we have seen our investments grow steadily. As we face new uncertain times coinciding with our family most likely becoming reliant on our investments for income we feel confident that through Jeff, we will be well placed to handle these changes. In addition to his calm and objective analysis of markets and trends Jeff has a healthy sense of humour and takes a long term view. Jeff started off as an adviser but over the years has also become a trusted friend.”

John Baird

“Richard has managed my pension funds since 2013. In the intervening time, he has advised me on my choices of funds and has provided me with invaluable guidance and insights. The result is, even in this time of Covid-19 crisis, today my fund shows a growth of 47%. Richard is thorough, diligent and clearly understands the funds market. I value his advice and look forward to continuing to deal with him in the future.”

T.A. Knell

“I have been fortunate to receive advice from Rick for more than fifteen years. His care and thoughtfulness in dealing with my affairs has always been obvious to me, and I count myself very fortunate to have had the benefit of his expertise. I have recommended friends and colleagues to Rick,and they have all had a similar experience to me.”

Andrew Baker

“I have been impressed by the quality of service I have received from Jeff Gouk in relation to a range of financial issues, including pension, the establishment of trusts and investments. Jeff is thorough in his research and analysis and patient in his explanations. I believe that my financial affairs are on a much stronger foundation, despite the impacts of Covid 19. Jeff is professional and personable, and this gives me confidence in the advice and guidance provided by Hardy’s.”

Jim Clarke