“We have been investing through Jeff Gouk and Hardy’s Financial for almost 30 years now and plan on continuing to do so. Initially, Jeff was recommended to me as a trustworthy financial adviser and I could certainly recommend him on that basis. Having been with Jeff so long we have been through both boom and bust yet our investments never seemed to suffer during low periods in the market to the same extent of market falls and always seemed well placed to increase during periods of recovery. As a result, we have seen our investments grow steadily. As we face new uncertain times coinciding with our family most likely becoming reliant on our investments for income we feel confident that through Jeff, we will be well placed to handle these changes. In addition to his calm and objective analysis of markets and trends Jeff has a healthy sense of humour and takes a long term view. Jeff started off as an adviser but over the years has also become a trusted friend.”